The first step is to check if your parent has any existing health insurance coverage. Many employers offer coverage that extends to retired employees, which you can take advantage of. If your parent is a veteran, they may have access to healthcare through the VA system. Additionally, government-funded programs such as Medicare and Medicaid can assist with paying some medical expenses.
If your parent doesn’t have coverage or the coverage isn’t adequate, you may want to investigate private insurance plans. You can compare different policies and find one that suits your parent’s needs in terms of cost and coverage.
Another option is long-term care insurance, which covers long-term care costs like a nursing home.
Summary:
- Medicare and Medicaid cover home care for those who meet specific criteria.
- Massachusetts Home Care program provides state-funded, non-medical services to elders and disabled individuals with financial needs.
- Commercial health insurance typically covers some home care services when a person is recovering from injury, surgery, or temporary illness but will not pay for most chronic conditions.
- Long-term care (LTC) insurance policies almost always cover homecare as an alternative to a nursing home; benefits vary by policy.
- Veterans Administration pays for medical-related services through their network if the veteran is at least 50% disabled due to a service-related condition.
- Private Pay involves using out-of-pocket resources such as savings, pensions, or family contributions.
Owner at PlatinumCare +
PlatinumCare + is a home healthcare agency unlike any other. Timothy and Brenda, the experienced husband & wife entrepreneurs and founders, are joined by Anne, a Nurse Practitioner; and this trio has come together to create something unique. Quality care is their primary focus, alongside supplemental services tailored towards providing individualized care to each client.
All with decades of experience, Tim in IT Operations, Support, and Management, Brenda in Client Relations, Healthcare Services & Sales Management, and Anne in Healthcare as a Nurse Practitioner combined their skills to form what is now PlatinumCare +.
As immigrants to the US, all came from backgrounds where Healthcare for aging parents was a responsibility of the immediate family and the entire community. Aging, sick, or terminal community members were cared for physically, emotionally, and financially by family, friends, including strangers! This community approach, Healthcare with a difference, delivered with the utmost love, care, sacrifice, and passion, forms the basis of how PlatinumCare + grounds itself.
All with decades of experience, Tim in IT Operations, Support, and Management, Brenda in Client Relations, Healthcare Services & Sales Management, and Anne in Healthcare as a Nurse Practitioner combined their skills to form what is now PlatinumCare +.
As immigrants to the US, all came from backgrounds where Healthcare for aging parents was a responsibility of the immediate family and the entire community. Aging, sick, or terminal community members were cared for physically, emotionally, and financially by family, friends, including strangers! This community approach, Healthcare with a difference, delivered with the utmost love, care, sacrifice, and passion, forms the basis of how PlatinumCare + grounds itself.
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